Investment Advisory
Our team offers guidance tailored to empower employers in meeting fiduciary responsibilities and pursuing business goals. Importantly, do not use proprietary investment products and seek to avoid conflicts of interest with asset managers. We specialize in assisting with retirement plan investment strategies, asset class selection, and monitoring fund performance. Recognizing the diverse needs of plan participants—from novices to seasoned investors—we customize strategies to effectively serve your unique population. The core principle underpinning this methodology is Modern Portfolio Theory (MPT) along with market efficiency and equilibrium. It's well established that risk and return are closely linked. Investors seeking higher returns must be prepared to embrace higher risks, usually characterized by short-term volatility. Additionally, various asset classes, such as bonds, large-cap stocks, and real estate, have distinct risk profiles, offering different risk premiums to those willing to accept their specific risks. Expected returns on investments are determined by how an investor allocates their portfolio across these available asset classes. A key factor influencing a fund's investment performance is its exposure to these asset classes.
